Which term refers to the geographic limits of insurance coverage, typically including the USA, Puerto Rico, and Canada?

The term that accurately describes the geographic limits of insurance coverage, typically encompassing the United States, Puerto Rico, and Canada, is known as "Policy Territory." This designation is used in insurance policies to specify the areas where the coverage is valid. By defining a policy territory, insurers help ensure that both the insured and the insurer have a clear understanding of where protections apply, thus avoiding confusion regarding claims made outside those geographic boundaries.

Other terms listed, such as "Coverage Area," "Insured Territory," and "Policy Region," may suggest a similar concept, but they do not reflect the formal terminology used within insurance contracts that specifically delineates the limits of coverage based on geography. Understanding this terminology is crucial for policyholders to recognize the scope of their insurance protection.