What is the primary function of an insurance adjuster?

The primary function of an insurance adjuster is to investigate and settle insurance claims. Adjusters play a crucial role in the claims process by assessing the damages, determining the extent of liability, and negotiating settlements between the insurance company and the claimant. Their work involves gathering evidence, including statements from the policyholder and witnesses, as well as physical inspections of property and documents related to the claim.

This role is essential in ensuring that claims are handled fairly and efficiently, allowing insurance companies to maintain their financial stability while ensuring policyholders receive the benefits they are entitled to under their policies. Knowledge of the specific details and circumstances surrounding each claim enables adjusters to make informed decisions based on the policy provisions and the facts they uncover during their investigations.