What does a policyholder typically need to provide when filing a claim?

When a policyholder files a claim, the most critical requirement is to provide proof of loss and supporting documentation. This includes any evidence that substantiates the claim, such as photographs, receipts, repair estimates, or any other relevant documents that demonstrate the extent of the damage or loss suffered. This documentation helps the insurance company assess the validity of the claim and determine how much compensation is warranted based on the policy coverage.

The other options do not play a direct role in the claim-filing process. For instance, getting a new insurance quote is unrelated to addressing an existing claim. Similarly, while confirmation of premium payments is important for maintaining the policy in good standing, it is not required to file a claim since the policyholder would generally need to show proof of loss first. An invitation for inspection might occur later in the claim process as part of the assessment, but it does not replace the necessity of submitting proof of loss initially.