What does a Commercial General Liability (CGL) policy primarily focus on?

A Commercial General Liability (CGL) policy primarily focuses on liability coverage for property damage and bodily injury that may occur as a result of business operations. This type of insurance is designed to protect businesses from claims and lawsuits arising from incidents such as accidents on the premises or damage caused by the business's products or operations.

A CGL policy typically covers a range of potential exposures, including injuries to third parties and the damage to their property. This makes it an essential component of a business's risk management strategy, as it provides financial protection against unforeseen events that could lead to significant liabilities.

In contrast, while the other options mention different aspects of business insurance, they do not precisely capture the primary focus of a CGL policy. Comprehensive coverage for corporate assets, for example, would pertain more to property insurance rather than liability. Property coverage for commercial buildings focuses solely on physical structures rather than liability claims. Finally, liability coverage specific to employee actions relates to employment practices liability or workers' compensation, which are handled under different types of policies.