In which insurance policy can coverage extend worldwide under certain conditions?

The Commercial General Liability Policy is designed to offer coverage for business-related liabilities that can occur in various situations, including those that happen outside the insured's primary location. This policy typically allows for worldwide coverage under certain conditions, which is beneficial for businesses that operate internationally or have customers and employees traveling abroad.

One reason this coverage can extend globally is that it is aimed at protecting businesses from claims of bodily injury, property damage, personal injury, and advertising injury, regardless of where the incident occurs, as long as it meets the policy's specific terms and conditions. For instance, the policy may stipulate that coverage applies only to events stemming from the business’s operations in foreign territories.

In contrast, a Homeowner's Policy usually focuses on risks associated with a residential property and personal belongings within a specified geographic area. An Automobile Policy primarily covers vehicles and typically has limitations regarding geographical coverage, often only covering incidents that occur within the country of issue. Life Insurance Policies do not fall under this context because they focus on financial protection for individuals rather than liability coverage for businesses. Therefore, the Commercial General Liability Policy stands out as the correct answer due to its provisions for worldwide coverage under certain specified conditions.